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Comparison

Milestone Inspection vs. SIRS

Florida law requires two separate structural programs for condominium buildings: the milestone inspection and the Structural Integrity Reserve Study (a 10-year financial and engineering assessment). They have different triggers, different scopes, and different statutory authority. Both may apply to your building.

Updated
September 4, 2026

The direct answer: What is the difference between a milestone inspection and a SIRS?

They are two separate legal requirements with separate clocks. A milestone inspection under §553.899 is a structural condition inspection triggered by building age from the Certificate of Occupancy. A Structural Integrity Reserve Study under §718.112(2)(g)1 is a funding study of eight statutory components, triggered by the condominium's creation and repeated every 10 years. Neither satisfies the other.

How A Milestone Inspection And A SIRS Compare

One examines the structure; the other funds its future repair. The rows below set the two requirements side by side on statute, trigger, cycle, scope, who performs the work and what the board receives.

Milestone Inspection compared with SIRS
FeatureMilestone InspectionSIRS
Governing statute§553.899 (SB 4-D, 2022)§718.112(2)(g)1 (SB 4-D, 2022; amended HB 913, 2025)
What starts the clockCertificate of Occupancy (CO) dateCreation of the condominium under §718.112(2)(g)1.
First requirement30 years from CO (25 at local agency discretion)10 years from creation of the condominium
Frequency after firstEvery 10 yearsEvery 10 years
Who performs itLicensed architect or professional engineerLicensed professional engineer
What it assessesCurrent structural and life-safety condition of the load-bearing walls and primary structural membersEight statutory items: roof; structure, including load-bearing walls and primary structural members and systems; fireproofing and fire protection systems; plumbing; electrical; waterproofing and exterior painting; windows and exterior doors; and any other item whose deferred maintenance or replacement cost exceeds $25,000 or the inflation-adjusted amount determined by the Division, whichever is greater, and would negatively affect the other seven listed components
OutputSealed inspection report submitted to local building dept.Reserve study with funding analysis submitted to association
Phase 2 requirementPhase 1 is a visual inspection; Phase 2 is required only if substantial structural deterioration is foundNo phases — one comprehensive visual inspection and reserve funding analysis
Who enforces itLocal building departmentDBPR Division of Florida Condominiums, Timeshares, and Mobile Homes
Penalty for non-complianceCounty-imposed fines, potential occupancy restrictionsAssociation liability, potential DBPR action

Column B

SIRS

Scope reference

What Each Study Looks At

A milestone inspection is a structural condition inspection under §553.899. A SIRS is a funding study under §718.112(2)(g)1 covering eight required components. Different triggers, different deliverables.

Does A SIRS Replace A Milestone Inspection?

If your building is 30 years old or older AND is a condominium, you likely need both — the milestone inspection to satisfy state structural requirements, and a SIRS to satisfy reserve funding law. The two programs are not interchangeable and cannot substitute for each other.

Governing Authority

Not sure which applies to your building?

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